I'm Underwater In My Car Loan. Why Can't I Get Help With My Loan

From the LVRJ: "Underwater and delinquent Nevada homeowners could see financial relief from the government's so-called "hardest-hit fund" by mid-August, a state housing division official said Wednesday.
The target launch date for nearly $103 million coming to Nevada was delayed by three weeks because contracts with the U.S. Treasury were not in place by June 1 as originally anticipated, said Lon DeWeese, chief financial officer of the Nevada Housing Division....The money will help struggling homeowners by subsidizing mortgages for the unemployed, reducing principal balances on homes with negative equity, settling second liens, and facilitating short sales and deeds in lieu of foreclosure.
Nevada will create a mortgage modification program using a combination of forgiveness and forbearance with the goal of reducing principal to less than 115 percent of loan-to-value and lowering payments to 31 percent of debt-to-income."
http://www.lvrj.com/business/nevada-homeowners-could-get-help-from-federal-funding-97004429.html
So, people who are not paying their mortgage, are underwater or getting their mortgages subsidized are getting taxpayer help to pay down their homes. Why?
I am not getting break on my car loan even though I am upside down in my loan.
I have lost money in the stock market, why am I not getting any help. Why?
When people buy a product, like a house, there is risk involved, especially values of a house. A house value may drop because of the economy, crime in a neighborhood, new industry in a neighborhood or a dozen other reasons. Why should they get a break on their mortgages at taxpayer expense?
I can understand a little with help refinancing mortgages when a borrower is screwed over by a lender. I can understand refinancing help if the interest rates are sky high and outrageous. But never will I understand having taxpayers foot the bill, especially for underwater mortgages.
Thank you President Obama and Harry Reid for screwing the American people. But thank you to the folks in NYC, Boston, Miami, Milwaukee and every other city in the United States to help Las Vegans pay their mortgages.